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孩子的金錢觀從哪兒來(lái) 如何培養(yǎng)幼兒正確的金錢觀？(2)

出處：媽媽育兒網(wǎng)日期：2017-02-07 16:11:08編輯：橙子

財(cái)商是什么？

財(cái)商是一個(gè)人在財(cái)務(wù)方面的能力，是理財(cái)?shù)闹腔?，其主要包括兩方面的能力?.正確認(rèn)識(shí)金錢及其規(guī)律的能力；2.正確使用金錢的能力。這兩方面的能力直接關(guān)系到幼兒將來(lái)的成就和成就感的獲得。

1.成人要有正確的金錢觀。因?yàn)橐恍﹤鹘y(tǒng)的錯(cuò)誤觀念中，認(rèn)為“金錢是罪惡之源”“為富不仁”等等，把很多壞人壞事跟金錢聯(lián)系上。孩子小的時(shí)候，沒(méi)有能力判斷事實(shí)，大人說(shuō)多了，孩子自然會(huì)受其影響而從小對(duì)金錢有這樣的錯(cuò)誤觀念。但是實(shí)際上，金錢并沒(méi)有好壞之分，金錢正確使用就是好的，金錢錯(cuò)誤使用就是壞的。如果孩子從小認(rèn)為金錢不好，沒(méi)有正確的金錢觀，孩子就不能有好的財(cái)商。

2.教會(huì)孩子正確使用金錢。我們擁有金錢目的是滿足自己的需要和讓自己更自由。所以，孩子應(yīng)該根據(jù)自己的錢，計(jì)劃買物品或者玩具。一旦透支了，可能就會(huì)買不到自己更需要的物品了。讓孩子學(xué)會(huì)計(jì)劃花錢，節(jié)省花錢并不主張不花錢，孩子一直存錢，有些孩子把存錢罐存滿成了自己的目標(biāo)。這又有什么意義呢？正確使用金錢，把錢花出去，孩子就會(huì)想如何再把錢賺回來(lái)，這就形成了良好的財(cái)商。

孩子獲得的優(yōu)勢(shì)

從小有金錢概念的孩子，將來(lái)在性格上的優(yōu)點(diǎn)很明顯。

1.孩子會(huì)很清楚自己的需要。孩子花錢的需要得到恰當(dāng)滿足，孩子就會(huì)很清楚自己的需要是什么，這是很寶貴的能力。如果，孩子的需要總是被拒絕，很多孩子就不知道自己的需要是什么？不懂得維護(hù)自己。這都是很嚴(yán)重的性格問(wèn)題。

2.孩子會(huì)很自信。特別是孩子有很好的賺錢意識(shí)，寶給他機(jī)會(huì)，讓他賺到錢。孩子從小的體驗(yàn)就是我能靠自己能力賺到錢，并且滿足自己的一些需要。這會(huì)讓他對(duì)自己充滿自信。

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